LOW CREDIT LINE CREDIT CARDS or credit cards for bad credit no deposit are somewhat limited. Like you should know that most companies won’t provide a credit line without a deposit and virtually all credit cards are going to charge monthly fees. But in other ways, these cards may be the best way to start establishing or rebuilding your credit only if Used Responsibly.
So what are you still waiting for? Check out our Top 10 Best Credit Cards for Bad Credit overall
Table of Contents
LOW CREDIT LINE CREDIT CARDS (Best Credit Cards for Bad Credit)
1. Credit One Bank® Cash Back Credit Card
- Receive 1% cash back on eligible purchases, terms apply
- See if you Pre-Qualify without affecting your credit score
- This unsecured card provides opportunities to raise your credit score
- Receive opportunities for credit line increases, a fee may apply
- Manage your account on-the-go with the Credit One Bank mobile app
- $0 fraud liability protects you from unauthorized charges
- Enjoy the flexibility to choose your payment due date. Terms apply.
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2: Capital One® Secured Mastercard
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It’s a credit card accepted at millions of locations worldwide
3: Citi® Secured Mastercard
- No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
- A security deposit is required for this product (minimum $200)
- Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay, and alerts.
- Use the card anywhere Mastercard® is accepted — worldwide
4: Total VISA® Unsecured Credit Card
- Checking Account Required
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Processing Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Select your favorite card design from our gallery, for free!
- No-Fee credit line increase opportunities!
5: First PREMIER® Bank Credit Card
- Must have checking account to qualify.
- Unlike some other issuers, we may approve those currently building their credit history.
- Monthly reporting to the major Consumer Reporting Agencies.
- Issued by FDIC-insured First PREMIER® Bank.
- Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- Top 20 Issuer of MasterCard Credit Cards
6: First PREMIER® Bank MasterCard® Credit Card
- Must have a checking account to qualify
- A credit card offer for those currently building credit history
- All credit types welcome to apply!
- Quarterly FICO score on your monthly billing statement.
- Chip card technology, so paying for your purchases is more secure at chip-card terminals
- Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
- The next First PREMIER Bank credit card customer could be you!
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7: Milestone® Gold Mastercard®
- Quick pre-qualification available with no impact on your credit score
- Fast and easy instant decision
- Choose your custom card design – Free
- Free online account access
- Zero Liability – you’ll never be held liable for unauthorized charges made to your card
- Accepted at over 35 Million Locations Worldwide!
- Previous bankruptcy OK
8: Indigo® Platinum Mastercard
- Less than perfect credit histories can qualify, even with prior bankruptcy!
- Choose your custom card design – Free
- Account history is reported to the three major credit bureaus in the U.S.
- Fast and easy decision on your application
- Access your account online or from your mobile device 24/7
- Protection from fraud, if your card happens to be lost or stolen
- Accepted nationwide wherever Mastercard is accepted
9: Discover it® Secured Card
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
- You will need to provide your bank information when submitting your security deposit.
- We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
- Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
- New! Receive Free Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
10: USAA Secured Card® Platinum Visa
- Best for members rebuilding or establishing credit.
- Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
- No foreign transaction fees when you travel outside the United States.
- USAA membership is available to active and former military and their eligible family member
Please note that just in case you look forward to applying for any of this Low Credit Line Credit Cards or credit cards for bad credit, then you can visit any of this two links creditkarma.com or creditcards.com and start your applications.