Wells Fargo Credit Card Application – Wells Fargo is one of the largest banks in the United States, and it offers a range of credit cards to meet the needs of its customers. Whether you are looking for a card with cash back rewards, travel rewards, or a low APR, Wells Fargo has a credit card that may fit your needs. In this article, we will explore the different types of Wells Fargo credit cards, their features, and the application steps.
The steps you need in applying for a Wells Fargo Card are simple as A, B, C, and D. All you have to do is to adhere to the basic principle given in this article and you’ll be very much good to go.
Wells Fargo credit cards comes with lots of benefits that will let you enjoy using it’s services. You can get the rewards they come with which also includes cashbacks and lot more.
Types & Features Of Wells Fargo Credit Cards
Below are types of credit cards that Wells Fargo offers and there features;
- Cash Back Cards
Wells Fargo offers two cash back credit cards – the Wells Fargo Cash Wise Visa Card and the Wells Fargo Propel American Express Card. Both cards offer cash back rewards on everyday purchases.
The Wells Fargo Cash Wise Visa Card offers 1.5% cash back on all purchases, and a $200 cash rewards bonus when you spend $1,000 in the first 3 months of account opening. The card also offers a 0% intro APR for 15 months on purchases and balance transfers, and then a variable APR of 14.49%-24.99% applies.
The Wells Fargo Propel American Express Card offers 3X points on eating out, ordering in, gas stations, rideshares, and transit, 3X points on travel including flights, hotels, homestays and car rentals, and 1X points on other purchases. You can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months of account opening. This card also offers a 0% intro APR for 12 months on purchases and balance transfers, and then a variable APR of 14.49%-24.99% applies.
Wells Fargo offers two travel credit cards – the Wells Fargo Propel American Express Card and the Wells Fargo Visa Signature Card. Both cards offer travel rewards and benefits.
The Wells Fargo Visa Signature Card offers 5X points on up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months, and 1X points on all other purchases. You can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months of account opening.
The card also offers travel benefits such as travel accident insurance, lost luggage reimbursement, and trip cancellation and interruption insurance. This card has a variable APR of 14.49%-24.99%.
- Balance Transfer Cards
Wells Fargo offers a balance transfer credit card – the Wells Fargo Platinum Card. This card allows you to transfer your high-interest credit card balances to a card with a lower APR.
The Wells Fargo Platinum Card offers a 0% intro APR for 18 months on purchases and balance transfers, and then a variable APR of 16.49%-24.49% applies. This card has no annual fee and offers travel benefits such as travel accident insurance, lost luggage reimbursement, and travel and emergency assistance services.
- Secured Cards
Wells Fargo offers a secured credit card – the Wells Fargo Secured Credit Card. This card is designed for individuals who are trying to build or rebuild their credit.
The Wells Fargo Secured Credit Card requires a minimum deposit of $300 and offers a credit limit equal to your deposit. The card has a variable APR of 20.99% and a $25 annual fee. The card also offers travel benefits such as travel accident insurance, lost luggage reimbursement, and travel and emergency assistance services.
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Wells Fargo Credit Card Application
If you are interested in applying for a Wells Fargo credit card, you can follow these steps below:
Step 1:
Visit the Wells Fargo website at www.wellsfargo.com or a Wells Fargo branch to explore the different credit card options and choose the one that best fits your needs.
Step 2:
Click the “Apply Now” button to start the application process.
Step 3:
Provide your personal information such as your name, address, income, and employment status. You will also need to provide information about your financial history, including any debts or loans you may have.
Step 4:
After completing the application form, review your information to ensure it is accurate and then submit your application.
Step 5:
Wells Fargo will review your application and let you know if you have been approved or denied for the credit card. If you are approved, you will receive your new credit card in the mail within a few days.
Wells Fargo Credit Card Login
To log in to your Wells Fargo credit card account, please follow these steps:
- Go to the Wells Fargo website (
www.wellsfargo.com). - Click on “Sign On” located on the top right-hand corner of the page.
- Enter your username and password in the appropriate fields.
- Click “Sign On” to access your credit card account.
If you have not yet enrolled in online banking, you will need to do so before you can log in to your credit card account. To enroll, click on “Enroll Now” located below the “Sign On” button and follow the prompts to create your account. You will need your Wells Fargo account number, Social Security number, and email address to enroll.
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